How to Pay your M&T Loan, Line or Credit Card
Choose the most convenient way to make your payment.
Personal Loans (unsecured, cash-secured, auto, boat or RV loans)
Online:ÌýLog in to your M&T Online or Mobile Banking to set up one-time or recurring transfers from your M&T checking or savings account. Not enrolled? It's easy toÌý.
You can also make a one-time payment from a non-M&T checking or savings account.ÌýExplore ourÌýinteractive demo below to learn the step-by-step details.
By Phone:ÌýCall Ìý1-877-686-8424Ìýto speak to a representative to set up automatic recurring payments.
In Person:ÌýÌýand we can help you set up one-time or automaticÌýrecurring payments.
ATM:ÌýYou can also stop byÌýÌýto make a one-time payment.
Automatic Recurring Payments: To ensure the right amount is paid on the due date, complete an authorization form to set up monthly automatic recurring payments. This includes the ability to make recurring principal-only payments.
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By Mail:
- Monthly payment or account payoff by regular mail:
M&T Bank
P.O. Box 64679
Baltimore, MD 21264-4679 - Overnight a monthly payment or account payoff:
M&T Bank
1800 Washington Blvd., 8th Floor
Box #64679
Baltimore, MD 21230 - Principal-only payment:
Complete the Principal-Only Payment formÌýand mail it in with your check to:
M&T RLS – Principal-Only Payments
P.O. Box 69719
Baltimore, Maryland 21264-9719
Please make sure to include the completed Principal-Only Payment form with your check. ÌýPrincipal-only payments can only be made via mail at this time.
Take a look at this helpful infograph (PDF)Ìýto learn more about how your M&T personal loan payment and interest are calculated.
M&T CHOICEquity (Home Equity Line of Credit) and Overdraft Line of Credit
Online.ÌýLog inÌýto your M&T Online or Mobile Banking to set upÌýrecurring transfers from your M&T checking or savings account.
By Phone.ÌýCall the following numbers to make a one-time payment with our automated payment assistance system.ÌýSpeak to a representative to set up automatic recurring payments.
- M&T CHOICEquity: 1-800-724-6444ÌýÌý
- Overdraft Line of Credit: 1-800-724-2440
In Person.ÌýÌýand we can help you set up one-time or automatic recurring payments.
By Mail.
- Monthly payment by regular mail:Ìý
M&T Bank, PO Box 62146,Ìý Baltimore MD 21264-2146 - Account payoff or to overnight a monthly payment:Ìý
M&T Bank, 499 Mitchell Street, Millsboro, DE 19966
Ìý
Still have questions?ÌýLearn moreÌýabout how your M&T CHOICEquity payment works.
Personal Credit Cards
Online:ÌýLog in to your M&T Online or Mobile Banking to set up one-time or recurring transfers from your M&T checking or savings account. Not enrolled? It's easy toÌý.
Explore ourÌýinteractive demo to learn how to make one-time paymentsÌýfrom your M&T checking and savings account.
By Phone:ÌýCall Ìý1-877-686-8424Ìýto make a one-time payment with our automated payment assistance system. Speak to a representative to set up automatic recurring payments.
In Person:ÌýÌýand we can help you set up one-time or automaticÌýrecurring payments.
ATM:ÌýYou can also stop byÌýÌýto make a one-time payment.Ìý
By Mail:
M&T Bank
Credit Card Payment Processing
PO Box 62014
Baltimore, MD 21264-2014
Resources
Financial Education Center
We have the resources and tools you need to help you make the right choice for your goals.
Manage Your Cards
Take charge of your card with M&T's self-service tools. With our built in security features, it’s the convenient way to stay in control and help keep your card account secure.
Automatic Recurring Payments
To ensure the right amount is paid on the due date, complete an authorization form to set up monthly automatic recurring payments.
Repayment Assistance Options
If you’re experiencing hardship, there are many ways we might be able to help provide assistance.
Notify Us of a Death
We’re here to help you take the next steps and manage an M&T account after the loss of a loved one.
