FDIC Deposit Insurance
Your deposits at M&T Bank are fully insured by the FDIC up to the standardÌýinsurance amount of $250,000.
Are my M&T Bank deposit accounts covered by FDIC deposit insurance?
Yes, subject to applicable limits. M&T Bank is a member of the Federal Deposit Insurance Corporation (FDIC), certificate number 588.
The FDIC is an independent agency of the U.S. government which protects depositors of insured U.S. banks against the loss of their deposits if that bank fails. FDIC deposit insurance is backed by the full faith and credit of the United States government.
FDIC deposit insurance covers all types of deposits received at an insured bank, except for investments – even if those investments were purchased at an insured bank.
​General FDIC Deposit Insurance Limit
The standardÌýinsurance amount isÌý$250,000, but this depends on qualifiers unique to the depositor, the insured bank andÌýfor each account ownership category.Ìý Please seeÌýÌýfor more information.
Estimate your coverage by accessing theÌý,Ìýwhich explains how the insurance rules and limits apply, and allows you to print a report for your records.
Learn more about FDIC deposit insurance.
For more information about FDIC deposit insurance, visitÌý.
About M&T Bank.
M&T is built on longstanding customer relationships and a strong, well diversified deposit base. Our conservative operating philosophy helps us weather all types of economic cycles.ÌýDownload About M&T Bank factsheet.
